Business Insurance in Rockwall, Texas

Types of Business Insurance We Sell

Since 1940, we have helped thousands of businesses in the greater Dallas-Fort Worth Metroplex with their commercial insurance needs.

General Liability Insurance

A Necessity for your Business!

Today even a minor incident can lead to a large lawsuit. It is important to make sure you have the correct insurance policy in place should anything ever happen. A commercial general liability policy, also known as a CGL, will protect your business from claims against: property damage, bodily injury, personal and advertising injury.

Professional Liability Insurance

Even the best professionals have made a mistake or have been accused of making one. A professional liability insurance policy will offer protection from lawsuits that could arise from professional errors or omissions.

Employment Practices Liability (EPLI) Insurance:

This type of coverage protects companies from claims filed by employees for things such as wrongful termination, discrimination, hostile work environment, and sexual harassment.

Directors and Officers Liability Insurance

Directors and Officers could be held liable for the decisions they make while serving as a board member or if they should fail to perform their duties while serving on the board. D&O coverage is needed for any company or organization with a board or advisory committee.

Commercial Property Insurance

Commercial Property insurance is a necessity if the property you use for business is yours.

Commercial property insurance helps businesses, including North Texas farms and ranches, pay to repair or replace property that was damaged by a fire, storm, or other event covered by the policy. It also pays to replace stolen or lost property. Building, equipment, fixtures, furniture, merchandise, etc., identified in an insurance policy as owned by the insured and used in his or her business (also called contents).

commercial insurance property in Dallas County

Workers Compensation Insurance

Provides Valuable Protection for Texas Employers

Texas is the only state that does not require employers to purchase workers compensation coverage. However, it is very risky for any employer to decline this type of insurance. Employers that elect to carry workers comp are protected from legal action brought against them by injured employees. In addition, the workers compensation policy will provide legal defense and indemnity in cases of gross negligence.

Worker’s compensation coverage provides valuable protection for employers. It also provides employees with medical benefits and a portion of lost wages should they become injured during the course of employment or suffer from a work-related illness or disease.

Employees covered under workers compensation policies benefit from the coverage by receiving medical benefits and coverage for a portion of lost wages. In turn, they forfeit the right to sue their employer for work related injuries, illness, or disease.

As a business owner and employer, it’s your best interest to carry workman’s compensation coverage.

Business Auto Insurance

We Insure your Entire Fleet

Commercial auto insurance provides coverage for your business and business owned vehicles above and beyond that of a personal auto insurance policy. Like personal auto insurance, commercial auto insurance can provide coverage for liability, physical damage and medical payments. However, it can also include additional coverage, such has hired and non-owned auto coverage, that would provide protection if an employee uses their own car to run an errand for the company. It’s important for North Texas business owners to purchase commercial auto insurance because most personal auto insurance policies exclude coverage when a vehicle is being used for business purposes.

Rockwall Commercial Car Insurance for companies in Dallas/Rockwall County

One Time Event Insurance

Private Event Insurance

At Hanby Insurance, we specialize in helping you find coverage for your special events. We provide coverage for one-time events such as live concerts, auto/car shows, reunions, fairs and vendor shows, carnivals, 5k races, etc. A special event is any short-term event lasting from a few days to a month. Special Events do not have a permanent location and usually take place for a specific period of time – they are not ongoing.

Event General Liability Insurance for North Texas

Commercial General Liability

Covers the organizer of the event should someone get hurt at the event or should their property be damaged. Many event venues require you to provide proof of liability insurance before you can rent their space.

Cancellation Insurance:

If your event gets cancelled due to unsafe weather conditions, power failure to appear of principal speaker/entertainer, damage to venue, etc. This insurance is important, and quite often necessary, for North Texas corporate events.

Get the Best Business Insurance in Dallas / Fort Worth

#1 Rated Insurance Agent in Rockwall, Texas